Student car insurance Levels of car insurance cover

There are obviously the three main different types of Student car insurance which you can get, third party, third party fire and theft and comprehensive, which would be the same for any driver at any time.

Third Party Only offers a basic level of cover. It covers you for claims made against you by other people following an accident. It covers your liability for injury to others and damage to their property.

Third Party Fire and Theft provides the same level of protection as Third Party Only, but also covers your vehicle against fire damage or theft.

If you’re looking for cheaper student car insurance, Third Party Fire and Theft is worth considering. Generally, it’s not that much more expensive than Third Party Only, but provides important cover against fire and theft. If you’re a student at university in a large city, cover against car theft is something you should consider.

Comprehensive cover provides all of the above, and includes accidental damage cover for your own car, plus other benefits such as cover for personal possessions or medical expenses.